How does health insurance work?

Dutch health insurance is required for all people who live and work in the Netherlands. You have to take out a health insurance policy within four months after you register in the Municipal Personal Records Database (BRP). Children can be insured through their parents’ health care plan until their 18th birthday.

The government decided on the standard package of health insurance. All health insurance companies need to offer this basic plan to everybody without exception and must charge all policyholders the same premium, regardless of their age or state of health. Read more…