Healthcare and insurance

The Dutch healthcare system is accessible to everyone but all citizens living or working in the Netherlands must have a basic insurance. There may be some features that can be confusing to newcomers; for example, the role of your GP (general practitioner or family doctor), how insurance works, and getting in touch with the right medical experts.

Upon moving to the Netherlands it is very important that you take out a Dutch health insurance policy, and also sign up with a local GP or family doctor (‘huisarts’). Keep in mind that not all GP are accepting new patients. You need a referral from your GP for most specialised healthcare. Dental care, mental healthcare, and other forms of specialised care are not covered in basic health insurance. You can purchase extra packages that cover your specific health care needs.

Not all prescription medication is covered by Dutch health insurance. Make sure you check which policy and extra packages best fit your needs. You can change your health insurance once a year.

There are also various forms of government support available for people that can't afford the cost of their insurance or have more complex and longer-term health issues.